legal documents

Legal information

Please note this information when using this website (“terms of use”)

This legal information serves to clarify access, content, possible linking with other sites, intellectual property, technical information, downloading data such as .pdf files and other provisions regarding the website of North Channel Bank GmbH & Co. KG, Erthalstraße 1, Bonifaziusturm B, 55118 Mainz, Germany as issuing party (hereinafter also referred to as “we” or “us”).

1. Access to Website

North Channel Bank GmbH & Co. KG grants natural persons (hereinafter also referred to as “user”, “users”) visiting this website a revocable, non-exclusive, non-transferable, and limited permit to access and use the website www.northchannelbank.de, www.northchannelbank.com and its content. This permit is valid only for the use as described below observing the listed restrictions. The user is not permitted for interruption or attempt to interrupt the operation of this website in any manner.

The user of this website declares that he/she has the necessary knowledge and means to access and to use this website. Access to www.northchannelbank.de, www.northchannelbank.com is free of charge. Any costs incurring from access to, and usage of, the telecommunications network are to be assumed by the user according to his/her agreed upon conditions. We shall not be held liable for matters outside of our sphere of influence or for damages which could be ascribed to the user’s technical environment, such as network components, PC hardware, software or any other equipment.

The use of the website is at user’s own risk, and user assumes full responsibility and risk of loss resulting from downloading from, access to or use of the website and/or its content.

Those who gain access to, or engage in, a computer system in an improper way, obstruct or disrupt the proper functioning of this system, introduce data into the system, or change the data contained therein without authorization will be liable to prosecution.

2. Regional Legal Restrictions

This website contains general information about North Channel Bank GmbH & Co. KG’s offered products and services. This website is not directed to persons in countries/jurisdictions which prohibit the publication of information or the distribution of products and services described on the website such as nationality, residency or other causes. Persons who are subject to such restrictions are prohibited to use this website.

3. Content of the Website

North Channel Bank GmbH & Co KG strives to ensure the correctness, up-to-dateness and completeness of the information published on this website and we reserve the right to change the content or the presentation of this website at any time and without notice. Moreover, North Channel Bank GmbH & Co. KG assumes no responsibility for delays, errors or omissions in the content of the website and is not to be held liable for interruptions in the availability or the settings of the website. The information contained on this website is of a general nature and is solely intended to present us to interested Internet users.

Those who would like to make use of further service(s) and/or one or more product(s) presented on this website are required to contact North Channel Bank GmbH & Co. KG in order to obtain information about the conditions applicable to this/these product(s) and/or this/these service(s).

The content of this website has been created with due care and diligence. The information on the website can, however, be fragmentary due to necessary simplification of the text; this text is non-binding. North Channel Bank GmbH & Co. KG does not assume any direct or indirect responsibility for the accuracy, completeness, correctness, up-to-dateness or availability of the content and information presented on this website and any parts thereof.

North Channel Bank GmbH & Co. KG reserves the right to change, update, suspend or stop the operation of the website, including the information, properties, functionalities or products presented on this website, which are available in connection with the use of the website in accordance with the regulations. North Channel Bank GmbH & Co. KG furthermore reserves the right to limit the use of individual properties or functionalities or restrict access to the websites or to any parts thereof at all times and without prior notice.

As service provider North Channel Bank GmbH & Co. KG is responsible for their proprietary content pursuant to Article 7 Section 1 Telemedia Act (Telemediengesetz TMG). But according to Articles 8 to 10 Telemedia Act we are not obliged to monitor transferred or stored third-party information. The removal or blockage of such content is made as soon as we become aware of concrete legal infringements. Any liability concerning this matter can only be assumed from the point in time at which the infringement becomes known to us.

Quotes, news and other market information data shown on the website are historical data and no real time quotes unless otherwise stated.

4. No Offer, No Advice

Unless otherwise agreed,

  1. The content published on this website does not constitute an advertisement, an offer, a financial recommendation or any other recommendation. By making available content on this website or through its retrieval, North Channel Bank GmbH & Co. KG shall not enter into any contractual relationship whatsoever with the user. This website does not represent a substitution for advice on finance or other matters. No content on this website is to be seen as a recommendation to enter into or refrain from entering into specific transactions, without obtaining personal advice which takes into account the user’s individual requirements and overall situation. Correspondingly, nothing on this website shall constitute an offer which can be accepted by the user in such a way as to create any contractual obligations without further action by North Channel Bank GmbH & Co. KG (invitation ad offerendum).
  2. Making information or functionalities available on the website does not constitute any form of advice (including, without exception, concerning the execution of transactions or any kind of legal, tax or accounting advice in regard to the eligibility or profitability of securities, investments or transactions).
  3. The information contained in this website is meant to provide the user with general information and functionalities which do not constitute either financial, legal, accounting or any other form of advice, and which are not to be seen as an offer or an encouragement to buy, sell or otherwise deal in securities, as a recommendation of securities or other financial products or services. The information made available to the user of the website may differ from the information made available to other users and customers of North Channel Bank GmbH & Co. KG. The user should not solely rely on the information on this website. It is recommended to obtain independent personal advice regarding financial, tax, accounting and/or legal needs before making an investment decision. The website does not necessarily include all criteria that are decisive for the purposes of the user or possibly does not communicate the latest position of the aspects important for the user. In addition to the products and services displayed on this website there may be other than those mentioned available in the market and they may be more suitable for the users’ requirements. North Channel Bank GmbH & Co. KG shall not be held liable for any decision taken on the basis of information provided on this site, nor for the use that may be made thereof by third parties. It is the responsibility of the parties involved, including third parties, to consult their advisors in advance to check if the products and services offered to them on the website are legally admissible and permissible for tax purposes in the specific instance. Provided that contracts according to civil law are concluded with the user using this website, such as transactions, only the referred to contracting partner, North Channel Bank GmbH & Co. KG, is committed and designated.

5. Hypertext and Links

The website www.northchannelbank.de, www.northchannelbank.com contains hypertext and links to external websites whose content and design are beyond control of North Channel Bank GmbH & Co KG. We therefore assume no liability whatsoever for this content. Exclusively the respective supplier is responsible for the content of the linked sites. Unlawful content was not apparent at the time of linking. We will remove the respective links promptly on becoming aware of any infringements.

This also applies to stock exchange, financial and other price-sensitive information which is included on this website in real time or with a time delay from the systems of third party providers.

Any opinions or recommendations expressed on such other websites are solely those of the independent providers and are not the opinions or recommendations of North Channel Bank GmbH & Co. KG. The mere existence of a reference to such websites shall not constitute a recommendation or other confirmation by North Channel Bank GmbH & Co. KG in regard to their content and/or their providers.

North Channel Bank GmbH & Co. KG assumes no liability whatsoever in relation to the content and possible consequences or damages arising from websites that the user has accessed via its site. The user visits other websites at his/her own responsibility and his/her own risk.

North Channel Bank GmbH & Co. KG moreover accepts no responsibility for the content of any website linked on this site. This statement applies to all links contained anywhere on the homepage or subsequent pages. Should the user come across any links that lead to pages with inappropriate content or content breaching applicable law, please inform us immediately. We will remove these links from our website as soon as possible upon review.

6 Intellectual Properties

All parts of the website, in particular the data, designs, graphics, photos and sound recordings are subject to copyright, trademark law, competition law and property rights of us.

The reproduction, presentation, distribution, and/or storage of the content of this website or any part of it are strictly prohibited without the explicit consent of us. Any such action represents a breach of German copyright law. The embedding of any of the information contained here on an external site is also prohibited.

The trademark of the publisher of the website www.northchannelbank.de, www.northchannelbank.com and those of its partners, as well as the logo on this website, are legally protected brands.

Some content (text, images, etc.) can, in certain cases, be the property of a respective individual. These have been used by us with permission.

7. Technical Information

Users are hereby informed that the confidentiality of any messages sent online cannot be guaranteed and that it is the responsibility of each user to take necessary measures to protect data and/or software from online viruses. When the website of North Channel Bank GmbH & Co. KG is visited, access information (date, time, pages visited) may be stored. No personal data will be stored (name, address or e-mail).

If personal data are collected, this only occurs – to the extent possible – with the prior consent of the user of the website. A transfer of data to third parties shall not take place unless the user explicitly agrees.

North Channel Bank GmbH & Co. KG cannot be held liable for matters beyond its sphere of influence, or for damage that can be ascribed to the user’s technical environment; this includes in particular computers, software, network components and other equipment used to maintain an internet connection or to use the services or information presented on this site.

8. PDF-Files

In order to read a pdf-file, users are required to download the most recent version of the Acrobat Reader software. Note: This software can only be downloaded from a website other than North Channel Bank GmbH & Co. KG’s website.

9. Transfer of Duties

North Channel Bank GmbH & Co. KG reserves the right to entrust functions relating to the operation of the website to a third party.

10. Changes in the Terms of Use

North Channel Bank GmbH & Co. KG reserves the right to amend or supplement these terms of use in any way. At the start of every visit to this website, the user should read these terms of use and make himself / herself familiar with any possible changes.

11. No Implied Waiver

No failure or delay on the part of North Channel Bank GmbH & Co. KG in exercising any right shall operate as a waiver of, or impair, any such right. No single or partial exercise of any such right shall preclude any other or further exercise thereof or the exercise of any other rights.

12. Contractual Arrangements

Should the terms of any contractual arrangement between North Channel Bank GmbH & Co. KG and the user diverge from these terms of use (and especially the respective General Business Conditions); the contractual agreements shall take precedence.

13. Applicable Law

The content of the website www.northchannelbank.de, www.northchannelbank.com is subject to German federal law. The user agrees to the jurisdiction of the German courts for any and all disputes arising in connection with the content and the use of this website.

14. Severability Clause

If at any time a provision or part of a provision of the present terms of use becomes unlawful, invalid or unenforceable pursuant to the laws of one jurisdiction, this will not affect the lawfulness, validity or enforceability of the remaining provisions of the present terms of use in that jurisdiction or in any other jurisdiction.