North Channel Bank:
The Exceptional Merchant Bank for Innovative Banking Services

As an independent specialist bank, privately owned since 1924, we provide future-oriented and intelligent lending and capital market solutions as well as advisory services in the segments of US Life Settlements, equity investments, structured finance and digital banking services.

Financing

You Want to Finance a Project

Are you looking for tailor-made financing to reach your entrepreneurial objectives? We help you with an individual solution – regardless whether it is for the expansion of your business activities, your product range or realization of a new project.

Investments

You Want to Invest Money

We offer our customers a comprehensive package of services. Regardless of whether you want to invest in US Life Settlements, in the Mayence Fair Value Bond Fund, parallel with us in loan financing, in impact investments or whether you as a private investor are looking for yield-generating investment opportunities. Our offers enable you to make profitable investments.

Consulting & Advice

You Are Looking for Advice for a Complex Project

As we consider ourselves a merchant bank in the classical sense, holistic and transparent consulting and advice is a matter of course for us. A fair interaction with you on eye level puts our business relationship on a sustainable footing.

Intelligent Banking Hub

Do you have an innovative idea and are looking for the right bank as a partner at your side? The Intelligent Banking Hub merges creative FinTechs with North Channel Bank as the “fronting bank” to create sustainable business models.

Tell us about your projects! We are curious.

News

Theses on the Financing of Municipal Projects

Mainz | March 8, 2021

Cities and municipalities are facing major challenges with many future tasks. So-called PPP models (Public-Private Partnerships) with defined project and financing structures are of renewed interest. | KLM Magazine 1/2021

North Channel Bank Provides Liquidity Support for US Life Settlements Customers with Policy Repurchase Option

Mainz | November 19, 2020

A novelty in the US Life Settlements market: North Channel Bank offers customers the combination of purchasing their policies to bridge liquidity gaps with the option to repurchase these policies.

North Channel Bank Finances Development of Medical Centers and Healthcare Centers of IWG Group

Mainz | September 30, 2020

North Channel Bank is providing corporate financing for the project developer IWG Medical Real Estate AG to support the construction of medical and healthcare centers in order to secure outpatient medical care in cities and communities.

North Channel Bank
Morning Briefing

Start your day with the most important news on current economic topics, upcoming events and the market sentiment.

REFERENCES

PRODUCTS & SERVICES

US Life Settlements Financing

We tailor your financing in US Life Settlements to your individual needs and requirements. A highly specialized team of experts assists you. We offer various products to finance investments in US Life Settlements and their premium payments.

Fronting Bank for Financial Intermediary Portals

North Channel Bank holds a full banking license and offers its services as a fronting bank to financial intermediary portals. Our support enables FinTechs and other innovative online service providers to implement the license requiring part of their business idea.

Structured Finance

A solution-oriented and flexible financing structure should support the implementation of new ideas without having to pay more than necessary.

M&A Advisory

M&A advisory as a combination of market and industry knowledge, structuring experience and emotional negotiation is the “supreme discipline” of consulting.

Mayence Fair Value Bond Fund

The Mayence Fair Value Bond Fund invests primarily in European corporate bonds whose issuers operate sustainably. Individual security selection, tactical overlay management, and stringent risk management are important success factors.

Growth Financing

We are convinced that good, forward-looking business models should not fail on financing. We see our strength in the joint dialogue about feasibility.

US Life Settlement Investments

“US Life Settlements” is an attractive alternative investment opportunity for professional and institutional investors. It is characterized by its low correlation with the capital markets and its excellent returns. We offer various investment opportunities in US Life Settlements.

Renewable Energy Financing

North Channel Bank has focused on equity interim financing for Renewable Energy projects, as there are still insufficient banking offers in the market, especially in the medium and smaller project segments.

Banking Services for FinTechs

As a cooperation partner and full-service provider, North Channel Bank offers new market participants a comprehensive range of banking services. Quick decision making and the flexibility of our bank create a decisive market advantage for the implementation of your business idea.

Portfolio Management

Since the beginning of 2017, North Channel Bank has been acting as a portfolio manager for outsourced asset management mandates. We have established a professional infrastructure and a high-quality network of selected specialists. For new mandates, we offer our expertise in the asset classes of stocks, bonds and various alternative investments.

Impact Finance

For North Channel Bank, Impact Finance means, in addition to market-based feasibility and market-specific interest rates, to question which socially relevant issues should be taken into account with a particular financing.

Asset Management

In asset management, we provide our professional and institutional clients with access to attractive asset classes and solid investment services. We develop customized and sophisticated concepts in portfolio management and thoroughly advise all investors about objectives and risks.

Corporate Finance

Corporate finance in transition and growth situations is the core of our relationship with the customer – in the mid-sized sector often directly with the entrepreneur himself.

Securitizations and Investments

We structure investments in Life Settlements and Life Settlement financings in the form which is best suited to your needs, as a fund solution, bond or securitisation in your preferred jurisdiction, be it Luxembourg, Liechtenstein, Ireland or Germany.

Impact Investments

In Impact Investments, we focus not only on returns but also on long-term changes in society. Our financing strategy is also based on what is advantageous for our investors.

US Life Settlement Advice

The market for US Life Settlement contracts in the United States is complex. We advise institutional investors on all aspects of financing or investing in US Life Settlements.

Time Deposits by Raisin

North Channel Bank is a partner bank of Raisin and offers private customers the opportunity to invest in time deposits with different terms at attractive conditions. After registering on the respective online platform weltsparen.de or raisin.nl, customers can quickly and easily access our bank’s offers.

Financial Concierge Service

Our clients benefit from our independence and our networks in the essential industries. We support you in your selection and coordination of other advisors, develop an efficient decision-making process and increase the turnover velocity of your transaction.

Financial Partner for FinTechs

As a sparring partner, we offer to question the business model of our FinTech partners and, in particular, to consider it under changing regulatory framework conditions. In so doing, we create mutual added value and develop a sustainable formula for success.

Securities Trading

Comprehensive support for institutional investors in the execution of their trading orders in stocks, bonds, and derivatives worldwide. In over-the-counter (OTC) bond trading, we have an excellent network of counterparties for placing your subscription orders and transactions in the secondary market.

Foreign Exchange

Currency fluctuations always imply exchange rate risks. The management and hedging of currency risks is part of the regular business of our specialists. With our comprehensive service and a broad range of offerings, we are your reliable partner when it comes to managing foreign exchange risks.

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