North Channel Bank:
The Exceptional Merchant Bank for Innovative Banking Services
As an independent specialist bank, privately owned since 1924, we provide future-oriented and intelligent lending and capital market solutions as well as advisory services in the segments of US Life Settlements, equity investments, structured finance and digital banking services.
You Want to Finance a Project
Are you looking for tailor-made financing to reach your entrepreneurial objectives? We help you with an individual solution – regardless whether it is for the expansion of your business activities, your product range or realization of a new project.
You Want to Invest Money
We offer our customers a comprehensive package of services. Regardless of whether you want to invest in US Life Settlements, in the Mayence Fair Value Bond Fund, parallel with us in loan financing, in impact investments or whether you as a private investor are looking for yield-generating investment opportunities. Our offers enable you to make profitable investments.
Consulting & Advice
You Are Looking for Advice for a Complex Project
As we consider ourselves a merchant bank in the classical sense, holistic and transparent consulting and advice is a matter of course for us. A fair interaction with you on eye level puts our business relationship on a sustainable footing.
Intelligent Banking Hub
Do you have an innovative idea and are looking for the right bank as a partner at your side? The Intelligent Banking Hub merges creative FinTechs with North Channel Bank as the “fronting bank” to create sustainable business models.
Tell us about your projects! We are curious.
Theses on the Financing of Municipal Projects
Cities and municipalities are facing major challenges with many future tasks. So-called PPP models (Public-Private Partnerships) with defined project and financing structures are of renewed interest. | KLM Magazine 1/2021
North Channel Bank Provides Liquidity Support for US Life Settlements Customers with Policy Repurchase Option
A novelty in the US Life Settlements market: North Channel Bank offers customers the combination of purchasing their policies to bridge liquidity gaps with the option to repurchase these policies.
North Channel Bank Finances Development of Medical Centers and Healthcare Centers of IWG Group
North Channel Bank is providing corporate financing for the project developer IWG Medical Real Estate AG to support the construction of medical and healthcare centers in order to secure outpatient medical care in cities and communities.
In a true partnership fashion North Channel Bank has been at our side throughout, responding quickly and creatively to assist us scaling our business during its current growth stage with their clear, experience based knowledge and understanding of the fundamental business principles that drive success.
Omar Alberto Soliman El Gohary de Valle (CTO) & Karsten Neugebauer (CEO), G2K Group GmbH
“North Channel Bank is a reliable partner with whom we have already set the course today for our projects of tomorrow. This enables us to share our project pipeline through greenmatch and to realize the projects gradually.”
Dr. Florian Leuthold, Board of Directors VH Invest AG
“I experienced North Channel Bank as an “ENABLER”, securing operational liquidity with individually coordinated financing and supporting the intended growth strategy.”
Simon Vestner, Managing Director Vestner Aufzüge GmbH
Financing of US Life Settlements
“Without the competent support of North Channel Bank, we would have had to sell policies from our portfolio to secure liquidity. This way, however, we were able to hold the contracts until they matured.”
Mag. Hermann Darr, Managing Director Life Bonds Management NFG GmbH & Co. KG
“By providing financing tailored to our individual needs, North Channel Bank secures the operational liquidity of NR SWISS AG and thus our financial autonomy of decision and expansion strategy.”
Nikolaus Zumbusch, Managing Director of NR SWISS AG
Financial Partner for FinTechs
“The cooperation with North Channel Bank in equity financing of projects increases the strategic options for both partners. Especially for medium-sized projects, North Channel Bank is closing a funding gap.”
Matthias Stettler, Chairman & Founder greenmatch AG
PRODUCTS & SERVICES
US Life Settlements Financing
We tailor your financing in US Life Settlements to your individual needs and requirements. A highly specialized team of experts assists you. We offer various products to finance investments in US Life Settlements and their premium payments.
Fronting Bank for Financial Intermediary Portals
North Channel Bank holds a full banking license and offers its services as a fronting bank to financial intermediary portals. Our support enables FinTechs and other innovative online service providers to implement the license requiring part of their business idea.
A solution-oriented and flexible financing structure should support the implementation of new ideas without having to pay more than necessary.
M&A advisory as a combination of market and industry knowledge, structuring experience and emotional negotiation is the “supreme discipline” of consulting.
Mayence Fair Value Bond Fund
The Mayence Fair Value Bond Fund invests primarily in European corporate bonds whose issuers operate sustainably. Individual security selection, tactical overlay management, and stringent risk management are important success factors.
We are convinced that good, forward-looking business models should not fail on financing. We see our strength in the joint dialogue about feasibility.
US Life Settlement Investments
“US Life Settlements” is an attractive alternative investment opportunity for professional and institutional investors. It is characterized by its low correlation with the capital markets and its excellent returns. We offer various investment opportunities in US Life Settlements.
Renewable Energy Financing
North Channel Bank has focused on equity interim financing for Renewable Energy projects, as there are still insufficient banking offers in the market, especially in the medium and smaller project segments.
Banking Services for FinTechs
As a cooperation partner and full-service provider, North Channel Bank offers new market participants a comprehensive range of banking services. Quick decision making and the flexibility of our bank create a decisive market advantage for the implementation of your business idea.
Since the beginning of 2017, North Channel Bank has been acting as a portfolio manager for outsourced asset management mandates. We have established a professional infrastructure and a high-quality network of selected specialists. For new mandates, we offer our expertise in the asset classes of stocks, bonds and various alternative investments.
For North Channel Bank, Impact Finance means, in addition to market-based feasibility and market-specific interest rates, to question which socially relevant issues should be taken into account with a particular financing.
In asset management, we provide our professional and institutional clients with access to attractive asset classes and solid investment services. We develop customized and sophisticated concepts in portfolio management and thoroughly advise all investors about objectives and risks.
Corporate finance in transition and growth situations is the core of our relationship with the customer – in the mid-sized sector often directly with the entrepreneur himself.
Securitizations and Investments
We structure investments in Life Settlements and Life Settlement financings in the form which is best suited to your needs, as a fund solution, bond or securitisation in your preferred jurisdiction, be it Luxembourg, Liechtenstein, Ireland or Germany.
In Impact Investments, we focus not only on returns but also on long-term changes in society. Our financing strategy is also based on what is advantageous for our investors.
US Life Settlement Advice
The market for US Life Settlement contracts in the United States is complex. We advise institutional investors on all aspects of financing or investing in US Life Settlements.
Time Deposits by Raisin
North Channel Bank is a partner bank of Raisin and offers private customers the opportunity to invest in time deposits with different terms at attractive conditions. After registering on the respective online platform weltsparen.de or raisin.nl, customers can quickly and easily access our bank’s offers.
Financial Concierge Service
Our clients benefit from our independence and our networks in the essential industries. We support you in your selection and coordination of other advisors, develop an efficient decision-making process and increase the turnover velocity of your transaction.
Financial Partner for FinTechs
As a sparring partner, we offer to question the business model of our FinTech partners and, in particular, to consider it under changing regulatory framework conditions. In so doing, we create mutual added value and develop a sustainable formula for success.
Comprehensive support for institutional investors in the execution of their trading orders in stocks, bonds, and derivatives worldwide. In over-the-counter (OTC) bond trading, we have an excellent network of counterparties for placing your subscription orders and transactions in the secondary market.
Currency fluctuations always imply exchange rate risks. The management and hedging of currency risks is part of the regular business of our specialists. With our comprehensive service and a broad range of offerings, we are your reliable partner when it comes to managing foreign exchange risks.