North Channel Bank:
The Exceptional Merchant Bank for Innovative Banking Services
As an independent specialist bank, privately owned since 1924, we provide future-oriented and intelligent lending and capital market solutions as well as advisory services in the segments of US Life Settlements, equity investments, structured finance and digital banking services.
You Want to Finance a Project
Are you looking for tailor-made financing to reach your entrepreneurial objectives? We help you with an individual solution – regardless whether it is for the expansion of your business activities, your product range or realization of a new project.
You Want to Invest Money
We offer our customers a comprehensive package of services. Regardless of whether you want to invest in US Life Settlements, in the Mayence Fair Value Bond Fund, parallel with us in loan financing, in impact investments or whether you as a private investor are looking for yield-generating investment opportunities. Our offers enable you to make profitable investments.
Consulting & Advice
You Are Looking for Advice for a Complex Project
As we consider ourselves a merchant bank in the classical sense, holistic and transparent consulting and advice is a matter of course for us. A fair interaction with you on eye level puts our business relationship on a sustainable footing.
Intelligent Banking Hub
Do you have an innovative idea and are looking for the right bank as a partner at your side? The Intelligent Banking Hub merges creative FinTechs with North Channel Bank as the “fronting bank” to create sustainable business models.
Tell us about your projects! We are curious.
North Channel Bank Helps Customer Change Ownership Structure to Pave the Way for New US Life Settlement Investment Strategy
North Channel Bank serves its customers as a partner in various situations. It recently helped a customer change its ownership structure to pave the way for a new long-term US Life Settlement investment strategy and put asset management on a scalable basis.
Stefan Rensinghoff in an Conversation with BVZL About US Life Settlements and the Changes at North Channel Bank
In an interview with the BVZL (German Association for Investments in the Secondary Market Life Insurance), Stefan Rensinghoff explains North Channel Bank’s offer in the asset class US Life Settlements and provides information on the bank’s repositioning as a specialist bank for innovative banking services.
3 Ways AI and Robotic Process Automation Will Improve Life Settlement Transactions
Digitalization does not stop at the insurance industry. In a guest article, John McFarland, CEO of NorthStar Life Services, LLC, an affiliate of North Channel Bank, explains his view of this development. | ThinkAdvisor, November 11, 2018
PRODUCTS & SERVICES
Banking Services for FinTechs
As a cooperation partner and full-service provider, North Channel Bank offers new market participants a comprehensive range of banking services. Quick decision making and the flexibility of our bank create a decisive market advantage for the implementation of your business idea.
US Life Settlements Financing
We tailor your financing in US Life Settlements to your individual needs and requirements. A highly specialized team of experts assists you. We offer various products to finance investments in US Life Settlements and their premium payments.
In Impact Investments, we focus not only on returns but also on long-term changes in society. Our financing strategy is also based on what is advantageous for our investors.
For North Channel Bank, Impact Finance means, in addition to market-based feasibility and market-specific interest rates, to question which socially relevant issues should be taken into account with a particular financing.
Renewable Energy Financing
North Channel Bank has focused on equity interim financing for Renewable Energy projects, as there are still insufficient banking offers in the market, especially in the medium and smaller project segments.
M&A advisory as a combination of market and industry knowledge, structuring experience and emotional negotiation is the “supreme discipline” of consulting.
Financial Partner for FinTechs
As a sparring partner, we offer to question the business model of our FinTech partners and, in particular, to consider it under changing regulatory framework conditions. In so doing, we create mutual added value and develop a sustainable formula for success.
US Life Settlement Investments
“US Life Settlements” is an attractive alternative investment opportunity for professional and institutional investors. It is characterized by its low correlation with the capital markets and its excellent returns. We offer various investment opportunities in US Life Settlements.
Financial Concierge Service
Our clients benefit from our independence and our networks in the essential industries. We support you in your selection and coordination of other advisors, develop an efficient decision-making process and increase the turnover velocity of your transaction.
US Life Settlement Advice
The market for US Life Settlement contracts in the United States is complex. We advise institutional investors on all aspects of financing or investing in US Life Settlements.
Fronting Bank for Financial Intermediary Portals
North Channel Bank holds a full banking license and offers its services as a fronting bank to financial intermediary portals. Our support enables FinTechs and other innovative online service providers to implement the license requiring part of their business idea.
North Channel Bank is a partner bank of WeltSparen and offers private customers an opportunity to create time deposits with different terms and attractive conditions. After registering on the online platform www.weltsparen.de, interested customers can quickly and easily take advantage of North Channel Banks’ offers.
Corporate finance in transition and growth situations is the core of our relationship with the customer – in the mid-sized sector often directly with the entrepreneur himself.
Mayence Fair Value Bond Fund
The Mayence Fair Value Bond Fund (German security identification number WKN A2AQZE) is a fixed-income fund that invests in corporate bonds. From a global portfolio of bonds, a quantitative system selects bonds whose current price is below the fair value. The calculation of the fair value of the bonds is based on a professional and recognized instrument for credit risk measurement, Moody’s Analytics CreditEdge®.
Securitizations and Investments
We structure investments in Life Settlements and Life Settlement financings in the form which is best suited to your needs, as a fund solution, bond or securitisation in your preferred jurisdiction, be it Luxembourg, Liechtenstein, Ireland or Germany.
In asset management, we provide our professional and institutional clients with access to attractive asset classes and solid investment services. We develop customized and sophisticated concepts in portfolio management and thoroughly advise all investors about objectives and risks.
Since the beginning of 2017, North Channel Bank has been acting as a portfolio manager for outsourced asset management mandates. We have established a professional infrastructure and a high-quality network of selected specialists. For new mandates, we offer our expertise in the asset classes of stocks, bonds and various alternative investments.
Comprehensive support for institutional investors in the execution of their trading orders in stocks, bonds, and derivatives worldwide. In over-the-counter (OTC) bond trading, we have an excellent network of counterparties for placing your subscription orders and transactions in the secondary market.